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Whether you're looking for a plan on your own or would like help from an expert, we've got you covered.
Find a Univera Healthcare Medicare plan that fits your needs and budget.
- Preventive dental included in most plans with NO copayment
- Comprehensive dental included in most plans with $1,000 annual allowance
- NEW $2,000 limit on out-of-pocket Part D prescription drug costs
- Over-the-counter benefit of $360/year included in most plans
- FREE routine hearing and vision exams in ALL plans
- FREE enhanced, flexible fitness benefit in ALL plans
- $0 premium to stay within your budget
- $47 back in your Social Security check each month with a Part B premium refund
- Dental coverage included with no copays and $1,000 annual allowance
- $350 eyewear allowance
- $90 Over-The-Counter quarterly allowance
- NEW national provider network for our PPO plans access to care beyond WNY
- $250 flex card to use for dental, eyewear, and hearing expenses
- Dental coverage included with no copays and $1,000 annual allowance
We're here for you. Choose to enroll online, by mail when you order an enrollment kit, or by phone.
1-877-406-4823 (TTY 711), Open Monday - Friday from 8 a.m. to 8 p.m.*
To chat with a licensed agent, click the blue chat box on the screen. Chat is available from Mon. - Thurs. from 8 a.m. – 8 p.m., and Fri. 9 a.m. - 8 p.m.
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How do I help a loved one find the right Medicare plan?
Helping a friend or family member as they navigate Medicare enrollment or switch plans can be overwhelming. Here are some resources to simplify the process and guide you along the way.
- Start by learning the basics. Our Medicare Minute Videos answer the most common Medicare questions in under a minute. Next, you can learn more about specific plan options available to your loved one by watching our Medicare Highlight Videos.
- To help your loved one choose the best plan for them, you’ll need to know the answers to a few important questions. Share this questionnaire with your loved one or sit down and go through it together. The answers will help you compare plan benefits and determine the amount of coverage they’ll need.
- If you’re a caregiver for a loved one, we have resources that can support you. Visit our Caregiver Support page or learn more about Advance Care Planning.
- When it comes to Medicare, sometimes you need to talk to someone face-to-face. Our local experts can guide you through the Medicare basics and answer any questions you have.
Are my prescription drugs covered?
$0 Tier 1 generic drugs are available on most Univera Healthcare plans, including more than 50 frequently prescribed medications. To find out how your prescriptions are covered, check our comprehensive list of covered prescription drugs (also known as the “formulary”).
Is dental coverage included?
Yes! Most Univera Healthcare Medicare plans include preventive and comprehensive dental coverage. This benefit covers 100% of preventive dental services, like cleanings, x-rays, and bitewings, as well as select services like restorative care or major procedures up to a $1,000 annual allowance.
Select plans also offer a $250 flex card to use toward out-of-pocket dental, hearing, or vision expenses. Find your Medicare Plan to learn about the other benefits available to you, such as over-the-counter eyewear allowances.
When Can I Enroll In Medicare?
If you're turning 65, you can enroll in Medicare from the period that extends 3 months before to 3 months after the month of your 65th birthday. For example, if you turn 65 on July 4, you can enroll anytime between April 1 and October 31.
Watch our Medicare Minute Videos to learn more about initial enrollment and working past 65.
Once you’re enrolled in Medicare, you can change your Medicare coverage during the Annual Election Period from October 15 to December 7. If you enroll during AEP, your coverage will begin January 1st of the following year.
You may be able to join or switch plans under special circumstances that grant a Special Election Period. View our Medicare Advantage Timeline to learn more.
What does the Star Plan Rating mean?
Each year, Medicare plans earn ratings on a one-to-five scale, with one star representing poor performance and five stars representing the highest quality rating a health plan can earn. Star Ratings are released annually and are based on member satisfaction, plan details, and overall performance.
The Star Rating is based on information collected from actual members like you, clinicians, and Medicare’s comprehensive monitoring process. Our Star Rating is a testament to how hard we work to help support your health and wellness. Our preventive health screenings, dedicated Medicare-only customer service department, and numerous health and wellness programs are just some ways in which we go above and beyond.
- Affordable plans including $0 premium plans and vision coverage without copays and NEW optional upgrades for dental coverage.
- $0 Tier 1 prescription drugs on most plans including 50+ frequently prescribed medications
- Extras like hearing aids, gym memberships, and no-cost preventive screenings
*From now until September 30. From October 1 to March 31, representatives are available 7 days a week from 8 a.m. to 8 p.m.
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Univera Healthcare is an HMO and PPO plan with a Medicare contract. Enrollment in Univera Healthcare depends on contract renewal.
Submit a complaint about your Medicare plan at www.Medicare.gov or learn about filing a complaint by contacting the Medicare Ombudsman.
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Date Last Updated 04/01/2025
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